Loans
Mangala Kisan Credit Card
The Mangala Kisan Credit Card (MKCC) is a specially designed financial product aimed at empowering farmers with easy and timely access to credit. This card provides farmers with the flexibility to meet their agricultural input expenses such as seeds, fertilizers, pesticides, and labor costs. By offering hassle-free loans at competitive interest rates, the MKCC helps
Long & Medium Term Agriculture Loans
Our co-operative society offers Long and Medium Term Agriculture Loans designed to support farmers in making significant investments for their agricultural needs. These loans help finance activities such as purchasing equipment, land development, irrigation facilities, and orchard or plantation establishment. Medium-term loans typically range from one to five years, while long-term loans extend beyond five
Building Construction Loan
Our co-operative society provides Building Construction Loans to assist members in constructing residential, commercial, or agricultural structures. Whether you are planning to build a new home, storage facility, or workspace, this loan offers flexible financing options tailored to your needs. We understand that timely funds are crucial for uninterrupted construction, so our loan process is
Building Repair
Our co-operative society offers Building Repair loans to help members maintain and restore their residential, commercial, or agricultural structures. Regular maintenance is essential to preserve the safety and value of your property, and our loan facility provides the necessary financial support for repairs and renovations. Whether it’s fixing structural damages, roof repairs, plumbing, or electrical
Other Non-Agricultural Loan
Our co-operative society offers Other Non-Agricultural Loans to support members in diverse financial needs beyond farming activities. These loans are designed for purposes such as starting small businesses, purchasing vehicles, funding education, or meeting urgent personal expenses. We understand that members often require quick and flexible financing options to seize opportunities or manage unexpected costs.
Surity Based Loan
Our co-operative society offers Surity Based Loans to help members access quick and hassle-free credit by providing a surety or guarantee from a reliable co-member. This loan facility is designed to support members who may not have tangible assets for collateral but can provide a trusted guarantor. The surety acts as a security, assuring repayment
Overdraft Loan
Our co-operative society offers Overdraft Loans to provide members with flexible access to funds beyond their account balance, helping manage short-term financial needs with ease. This facility allows members to withdraw money up to an approved limit, giving them financial freedom during emergencies or unexpected expenses. Overdraft Loans are ideal for smoothing out cash flow
Solar Installation Loan
Our co-operative society offers Solar Installation Loans to help members invest in clean, renewable energy for their homes, farms, or businesses. This loan facility supports the purchase and installation of solar panels, inverters, and related equipment, promoting sustainable energy use and reducing electricity costs. By switching to solar power, members can benefit from long-term savings
Jewel Loan
Our co-operative society offers Jewel Loans to provide quick and convenient financial support against the security of your gold and precious jewelry. This loan facility is designed to meet urgent cash needs without the hassle of selling valuable assets. Members can pledge their gold ornaments, coins, or other certified jewelry as collateral to avail easy
Deposit Loan
Our co-operative society offers Deposit Loans to members who have fixed deposits or savings with us, allowing them to borrow against their existing deposits. This facility enables members to access funds without breaking their deposits, helping maintain their savings while meeting urgent financial needs. The loan amount is usually a percentage of the deposit value,
Produce Loan
Our co-operative society offers Produce Loans to support farmers and members involved in the production and sale of agricultural goods. This loan is designed to help members meet expenses related to harvesting, processing, packaging, and marketing their produce. With flexible loan amounts and competitive interest rates, members can efficiently manage their working capital needs during
Vehicle Loan
Our co-operative society offers Vehicle Loans to help members purchase new or used vehicles for personal, commercial, or agricultural use. Whether you need a two-wheeler, car, tractor, or commercial vehicle, this loan provides flexible financing options tailored to your requirements. With competitive interest rates and affordable repayment plans, we make vehicle ownership accessible and stress-free.
