Deposit Loan

Our co-operative society offers Deposit Loans to members who have fixed deposits or savings with us, allowing them to borrow against their existing deposits. This facility enables members to access funds without breaking their deposits, helping maintain their savings while meeting urgent financial needs. The loan amount is usually a percentage of the deposit value, ensuring a secure lending process. With competitive interest rates and flexible repayment terms, Deposit Loans provide a convenient and cost-effective borrowing option. The application and approval process is quick and straightforward, designed to offer timely financial support. Members benefit from clear communication, including SMS alerts on loan disbursement and repayment schedules. By leveraging your deposits, you can address unexpected expenses, invest in opportunities, or manage cash flow smoothly. Our co-operative society ensures the safety of your deposits throughout the loan tenure. This loan facility reflects our commitment to supporting members’ financial stability and growth. Choose our Deposit Loan for a reliable, transparent, and member-focused credit solution.